going debt free staying on budget

Living debt free #1: Here we go.

Last week Josh, Abby and I took our first family stay-cation. It was four days full of family fun. All I could think about when it was over was how much I loved my family and how I wanted to be able to have these moments together so much more often. This was just the last piece of a divinely orchestrated puzzle of events this past month that has made our whole family decide to strive to live debt free.

As crazy as it is, the first thought of this started with Josh and I watching Tiny House Hunters. Seriously, if you haven’t watched it those people are sometimes crazy, but mostly inspiring. They take big cutbacks to live the lives they really want to live. I greatly admire these couples for taking control of their lives like this because honestly I could never ever go that far. I love my cozy home. But their life style changes definitely got my mind rolling, and Josh and I started talking what ifs.




Then we really started looking at our credit card bill. We were very religious about paying it off once a month. Something we hadn’t really noticed though was that we were spending ahead and therefore over spending almost every month. It wasn’t huge, but it was enough to make us decide that we needed to stop using the credit cards and only live on what we actually had in the bank.

So fast forward to this week after our lovely vacation and we have officially decided to make the motions to be debt free. There are a lot of different things that we have been throwing around to help really commit. One of those things is documenting this journey and empowering others to do the same by being transparent about our journey.

So are you debt free or trying to be? Or are you toying with the idea? Let me know in the comments below.

LDFherewegopint

 

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